Browse Insurance Services in KwaZulu-Natal, South Africa or list your own. Advertise, sell your property, list it for letKwaZulu-Natal (; also referred to as KZN and known as "the garden province"; Zulu: iKwaZulu-Natali; Xhosa: KwaZulu-Natal; Afrikaans: KwaZoeloe-Natal) is a province of South Africa that was created in 1994 when the Zulu bantustan of KwaZulu ("Place of the Zulu" in Zulu) and Natal Province were merged. It is located in the southeast of the country, enjoying a long shoreline beside the Indian Ocean and sharing borders with three other provinces and the countries of Mozambique, Eswatini and Lesotho. Its capital is Pietermaritzburg and its largest city is Durban. It is the second most populous province in South Africa, with slightly fewer residents than Gauteng.
During the 1830s and early 1840s, the northern part of what is now KwaZulu-Natal was occupied by the Zulu Kingdom while the southern part was, briefly, the Boer republic of Natalia before becoming, in 1843, the British Colony of Natal. KwaZulu remained independent until 1879.
KwaZulu-Natal is the birthplace of many notable figures in South Africa's history, such as Albert Luthuli, the first non-white and the first person from outside Europe and the Americas to be awarded the Nobel Peace Prize (1960); Pixley ka Isaka Seme, the founder of the African National Congress (ANC) and South Africa's first black lawyer; John Langalibalele Dube, the ANC's founding president; Harry Gwala, ANC member and anti-apartheid activist; Mangosuthu Buthelezi, the founder of the Inkatha Freedom Party (IFP); Anton Lembede, the founding president of the ANC Youth League; Jacob Zuma, the former President of South Africa; Bhambatha, a 19th-century Zulu chief who became an anti-apartheid icon; and Shaka Zulu.
Two areas in KwaZulu-Natal have been declared UNESCO World Heritage Sites: the iSimangaliso Wetland Park and the uKhahlamba Drakensberg Park.Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.
An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and must involve something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship.
The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.Source: https://en.wikipedia.org/